Domestic Retail Credit Officer
QNB
Qatar,Doha,Doha
منذ 4 ساعات
source : drjobs.ae

Assesses the credit worthiness ofcounterparties and prepares a summary assessment for approval bythe relevant authority (up to Group Credit Committeelevel)

Provides technical and consultancysupport and assistance to subsidiaries and affiliates with respectto retail credit related matters, including but limited to sharingof pertinent data and information, guidance on policies andprocedures, conducting credit analysis, reviews and assessments,and providing credit recommendations

Assessesthe business viability, management, technical, marketing, andproduction quality, and credit worthiness of various borrowers,obligors, projects and counterparties to ensure the satisfactoryrepayment of debt service requirements in accordance with the termsand conditions of the proposed credit facility by conductingthorough due diligence using comprehensive financial and creditanalyses

Ensures that all credit relationshipsthe bank adhere to established policies and procedures

Meet the bank’s required credit approval processby assessing all relevant aspects of the borrower / project / transaction and ensures that all types of risks pertinent to theproposed credit facility are properly identified and mitigated inorder to avoid default by the borrowers and obligors

Recommends rejection of un-suitable credit proposals dueto non-credit worthy borrowers and those transactions that do notadhere to bank’s policies

Approved / rejected proposal by the Credit Department andassess the validity of the approvals in order to propose amendmentsto the retail credit policy

Review the Rejectedapplication and assess in recommending

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