QNB Group, the largest Financial Institution in the Middle East and Africa are looking to hire a Senior Officer - Retail Loans (Operations), to meet the expansion needs of our office in QNB - Qatar / / Doha.
QNB has enjoyed continued success with Net Profits of QAR 10.8 billion (USD3 billion) in 2018 (up by 6%) and increased Total assets to QAR 853 billion (USD 234 billion).
The Group now employs over 29,000 employees in 1,200 locations, with an ATM network of more than 4,300 machines.
Role : This role will perform processing activities for all Retail and provide investigative, analytical, operational, administrative support to Retail Banking in line with QNB policies and procedures and regulatory requirements. Responsibilities :
You will perform checklist requirements for loan documentation preparation and review process and ensure all requirements have been fulfilled.
and facility applications have been appropriately authorized by the designated personnel.
You will conduct the necessary checks and balances pertaining to documentation and limit inputs / updates prior to authorizing disbursement of funds / utilization of facilities to safeguard the Group interest.
You will maintain open communication with customers, loan officers and relevant third parties to ensure proper and timely processing and submission of all applications / documents for processing.
Timely review all Retail loan proposals, in accordance with set procedures for receiving, processing, checking and filing loans documentation.
Liaise with Retail Banking Department for the receipt of loan documentation and to resolve any issues / deficiencies, Group Compliance on QCB related compliance issue, and with the Group Risk as and when needed.
Input all data in the core banking system in an accurate and timely manner as and when required.
Handle large volume of inquiries on loan status and reply balance verification from vendors, accountants and auditors.
Ensure that loan documents are safeguarded in a fire-resistant cabinet; and ensure that anyone removing any loan document from this cabinet signs a control ledger.
Coordinate settlement and disbursement of Retail loans.
Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information
Bachelor degree in Business Administration
Minimum 5-7 years experience in the banking industry with special emphasis in Retail loans processing.
Other skills :
Strong knowledge of the Retail Loans / Commercial Loans and Agency Services
Computer proficient (MS Office and bank applications)
Present a professional image and have sound judgment and patience.
Analytical and problem solving skills coupled with decision making ability.
Understands the relevant laws, regulations and practices pertaining to corporate loan processing.